As the recession continues HealthCare Advocates is noticing an increase in the number of complaints that people have about their insurance premiums being taken from their paycheck, but coverage is terminated for non-payment. Yes, it seems that there are an increasing number of employers that are deducting insurance premiums from the employees’ paychecks, but are using that money to meet payroll obligations instead of paying the employees’ insurance premiums.
The majority of these complaints come from smaller employers but to be safe, you too should protect yourself. The best way to protect yourself from having your insurance terminated is to call your insurance company each month and verify that coverage is still effective. If it is, everything is fine. If it is not, verify if your employer has been paying the monthly premiums.
If you find yourself in this situation, you may want to contact HealthCare Advocates for assistance.